How do I qualify to buy a home for the first time!
Did you know that having credit card activity is important. If you are a family that prefers to use cash for your transactions that’s great for budgeting, but it may not be great for buying a home with a mortgage. For those of you who want to qualify for the WCDA First Time Home Buyer program, you need to know and understand how the lending agencies determine a credit score. In simple terms it is how a consumer interacts with debt. A credit card, car payment or school loan payment history gives the bank an idea of how you will manage paying a mortgage loan payment.
It sounds like the magic number on your credit score is a 620. If you don’t have this level of credit score you need to take action steps to get there. Learn all about it from Cindy Bradley from Wallick & Volk in the video below. You can contact Cindy here. When you need a Cheyenne realtor give us a call at 307-635-0303 or visit us online HERE to connect with an agent, search all homes for sale in Laramie County, calculate a mortgage and learn about our community.
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2 Responses to “WCDA First Time Home Buyers Program”
Looking for information on how to get started with a first time home purchase.
Thank you Jeremy, we have given your information to one of our realtors, so she can follow up and help you with the steps you’ll need to take. Have a great day, thank you!