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Home buying process

The home buying process can be daunting and unclear because each transaction runs differently. However, they all have some standard elements.

Are you looking to buy a home? Whether it is your first or you are investing, the process seems relatively the same. The first thing to consider establishing are your real estate goals because these will frame your real estate journey. For example, if you are a first-time home buyer, you will be looking into financial programs that aren’t offered to someone looking to buy a vacation home. Or, if your family is expanding, you may want to buy a home with enough land to build an addition.

Once you establish your goals, you can go to a financial institution to discuss your options. They can help guide you and provide you with a pre-approval letter that notates what home price you can look to buy. Then, you can seek out real estate professionals to help you search for the right home. They will be able to assist you in pulling options. Once you are ready to buy and seriously look for a home, you will want to go to a financial institution to get pre-qualified because this puts sellers at ease and can get you the home showings you desire.

Once you find the right home because your real estate professionals showed you the options, you can put in an offer. Your real estate agent will be the buyer’s agent negotiating the terms of the sale on your behalf. Then once both parties agree, you will proceed to close. Inspections typically occur between the offer acceptance period and the formal closing at the title company.

Again, we recommend visiting with your real estate agent when the time comes because they can tailor this process timeline to meet your specific needs. Overall, that is typically the journey. Give us a call to learn more – 307-635-0303.

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